Privacy Policy

Simple Budget (operating through the domain simple-budget-web.com) is the data controller responsible for the personal information collected through this website. We are located at Alberto Einsten y, César Borja 103, 170, Dpto, 170134 Quito.

You may contact us regarding any data protection matter by writing to info@simple-budget-web.com or by calling +573232307116. We are committed to handling all data protection inquiries promptly and transparently.

This Privacy Policy applies to all information collected through the simple-budget-web.com website and any related communications initiated through the site's contact channels. It does not apply to third-party websites that may be linked from our pages.

We collect personal data only when you voluntarily provide it through our contact form. The categories of data we may collect include:

• Identity data: your full name as provided in the contact form.
• Contact data: your email address and telephone number.
• Communication data: the content of any message you send us, including the subject matter you select.
• Technical data: IP address, browser type and version, time zone, browser plug-in types, operating system, and other technology on the devices you use to access this website. This data is collected automatically through cookies and similar technologies when you browse the site.
• Usage data: information about how you navigate and interact with our website, including pages visited, time spent, and referring URLs.

We do not collect sensitive personal data such as health information, racial or ethnic origin, political opinions, religious beliefs, or financial account details.

Processing of your personal data is carried out under the framework established by Ecuador's Ley Orgánica de Protección de Datos Personales (LOPDP), which came into force in May 2021. The legal bases on which we rely are:

• Consent: when you submit our contact form and check the privacy consent checkbox, you provide explicit consent for us to process the data you have submitted for the purpose of responding to your inquiry. You may withdraw this consent at any time by contacting us.
• Legitimate interests: we process technical and usage data to maintain the security, functionality, and performance of this website. This processing is necessary for our legitimate interest in operating a functional and secure online presence.
• Legal obligation: we may process data where required to comply with applicable Ecuadorian law or a lawful request from a competent authority.

Where we rely on consent, you have the right to withdraw it at any time without affecting the lawfulness of processing carried out before the withdrawal.

We use the personal data we collect for the following specific purposes:

• To respond to inquiries submitted through our contact form, including providing information about our educational resources and services.
• To maintain and improve the technical performance and security of our website.
• To understand how visitors use our website so that we can improve the content and user experience (where analytics cookies are accepted).
• To comply with any legal obligations that apply to us under Ecuadorian law.

We do not use your personal data for automated decision-making or profiling that produces legal or similarly significant effects on you. We do not sell, rent, or trade your personal data to third parties for their own marketing purposes.

We retain personal data only for as long as necessary to fulfil the purpose for which it was collected, subject to any legal retention obligations.

Contact form submissions and related correspondence are retained for a period of two years from the date of the last communication, after which they are securely deleted unless a longer retention period is required by law.

Technical and usage data collected through cookies is retained in accordance with the specific cookie durations described in our Cookie Policy. Session cookies are deleted when you close your browser. Persistent cookies are retained for the periods stated in the Cookie Policy.

Where you exercise your right to erasure and there is no overriding legal reason to retain your data, we will delete or anonymise it within 30 days of receiving your verified request.

We do not sell or transfer your personal data to third parties for commercial purposes. We may share your data in the following limited circumstances:

• Service providers: we work with trusted third-party service providers who assist us in operating this website, including web hosting and analytics providers. These providers process data on our behalf and are bound by data processing agreements that require them to protect your information.
• Legal requirements: we may disclose your personal data where required to do so by law, court order, or at the request of a competent authority in Ecuador.
• Business transfers: in the event of a merger, acquisition, or transfer of assets, your personal data may be transferred as part of that transaction, subject to equivalent privacy protections.

Any third-party service providers we engage are required to implement appropriate security measures and to use your data only for the specific purposes we have authorised.

Under Ecuador's Ley Orgánica de Protección de Datos Personales, you have the following rights in relation to your personal data:

• Right of access: you may request a copy of the personal data we hold about you.
• Right to rectification: you may request that we correct inaccurate or incomplete data.
• Right to erasure: you may request that we delete your personal data where there is no overriding legal basis for retaining it.
• Right to restriction: you may request that we restrict the processing of your data in certain circumstances.
• Right to object: you may object to processing based on legitimate interests.
• Right to data portability: where processing is based on consent and carried out by automated means, you may request your data in a structured, commonly used, machine-readable format.
• Right to withdraw consent: where processing is based on consent, you may withdraw it at any time.

To exercise any of these rights, please contact us at info@simple-budget-web.com. We will respond to verified requests within the timeframes established by applicable law. You also have the right to lodge a complaint with Ecuador's Superintendencia de Protección de Datos Personales.

This website uses cookies and similar tracking technologies. Cookies are small text files placed on your device when you visit a website. We use them to ensure the website functions correctly and, where you have given consent, to understand how visitors use the site.

You can manage your cookie preferences at any time using the cookie preferences link displayed in the bottom-left corner of every page. Necessary cookies cannot be disabled as they are required for the website to operate. Optional cookie categories (analytics and marketing) are only activated with your explicit consent.

For full details of the cookies we use, their purpose, and their duration, please refer to our Cookie Policy.

Some of our third-party service providers may be located outside Ecuador. Where personal data is transferred internationally, we ensure that appropriate safeguards are in place in accordance with the requirements of Ecuador's LOPDP. These safeguards may include standard contractual clauses or equivalent mechanisms that ensure your data receives a level of protection comparable to that provided under Ecuadorian law.

If you would like more information about the specific safeguards in place for any particular international transfer, please contact us at info@simple-budget-web.com.

This website is directed at parents and adult caregivers. It is not intended for use by children under the age of eighteen. We do not knowingly collect personal data from minors. If you are a parent or guardian and believe that a minor has submitted personal data through this website, please contact us immediately at info@simple-budget-web.com and we will take steps to delete that information promptly.

The educational content on this website is designed to assist parents in teaching their children about financial concepts. The information is provided to adults, not directly to minors.

We may update this Privacy Policy from time to time to reflect changes in our practices, applicable law, or for other operational reasons. When we make changes, we will update the "Last Updated" date at the top of this page.

We encourage you to review this policy periodically. Continued use of this website after any changes constitutes your acknowledgment of the updated policy. If the changes are material, we will take reasonable steps to notify users through the website.

If you have questions about this Privacy Policy or how we handle your personal data, please contact us at info@simple-budget-web.com or +573232307116.